Income Level

Employment Type

State Type

Annual Healthcare CostsAnnual Costs
Employer's Share invisible to you —
Premium (paycheck deduction) — iAverage employee contribution for employer-sponsored family coverage. Source: KFF 2024 Employer Health Benefits Survey.
Out-of-Pocket (deductibles, copays) — iAverage out-of-pocket spending including deductibles, copays, and coinsurance. Source: KFF analysis of MEPS data.
Total Healthcare Cost — iSum of all healthcare spending: employer contribution + your premium + out-of-pocket costs. This is the TRUE cost of your healthcare.
Income: — Healthcare cost: —
Employer's Share Your Premium Out-of-Pocket Remaining
Coverage %
iTotal healthcare cost (premiums + out-of-pocket + employer share) as a percentage of your income. Data from KFF 2024.
Current System
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iBased on an 8% income tax, a common rate in Medicare for All proposals to fund universal coverage.
Universal Basic Healthcare
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Select an income and employment type above to see healthcare cost breakdown.
Sources: KFF 2024 · BLS Consumer Expenditure