Guaranteed access for every citizen, regardless of income, employment, or social status. Prevents people from facing severe financial hardship or debt due to medical bills.
Try testing different incomes and employment types to see how costs are effected
Job loss is the leading cause of medical bankruptcy in the United States. While government programs are often criticized as inefficient, the U.S. healthcare system is already one of the most wasteful in the world—costing far more per person while delivering worse health outcomes than comparable countries. Much of this waste comes from private insurance complexity, administrative overhead, and profit extraction rather than patient care.
Universal basic healthcare does not eliminate markets, innovation, private providers, or private insurance; it simply removes insurance as a profit-driven gatekeeper for essential care. It establishes a baseline safety net so people are not financially devastated when they lose a job, change careers, start a business, or face illness. Universal basic healthcare does not claim to cover every medical need—it ensures that no one falls through the cracks when they are most vulnerable.
Instead of coverage depending on employment or income, every resident is automatically enrolled and guaranteed a basic level of healthcare.
Healthcare publicly funded, but is still delivered by doctors, clinics, and hospitals. This approach reduces costs by cutting insurance complexity, administrative overhead, and profit extraction that currently divert money away from patient care.
Private insurance and private medical care would still be available for those who want and can afford additional or faster services.
Essential care—primary, preventive, and emergency is guaranteed for everyone, without insurance networks, surprise bills, or coverage gaps, allowing providers to focus on patients rather than paperwork.
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